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Jeff Owens

The author is an independent contributor writing an opinion or expert take. Views expressed are the author’s own and may not reflect Cointelegraph’s editorial position. Jeff Owens is a guest columnist for Cointelegraph and the co-Founder of Haven1, an EMV-compatible layer-1 blockchain. He was previously co-founder and CEO of Coinbag, which helps institutions manage and de-risk their on-chain assets.