Nikhil Raghuveera is a partner in strategy and innovation at the Celo Foundation where he focuses on DeFi for real-world use cases and financial inclusion. He is also a Nonresident Fellow at the Atlantic Council’s GeoTech and GeoEconomics Centers. His research at the Atlantic Council is on decentralized technology and the intersection of technology, social inequality and systems of oppression. Nikhil has previously worked in management consulting, nonprofit management and economic consulting.
Decentralization enables programmability — and that allows stablecoins to wield a key advantage over central bank digital currencies.
Stablecoins must be programmable to counter CBDCs
A more inclusive DeFi lending protocol can empower the unbanked and underbanked in ways traditional finance cannot.
DeFi’s quest to reimagine finance must come from a community-based design