New York, USA — October 20, 2025 — FacilPay, the AI-enhanced chat-payment platform bridging messaging, AI, decentralized finance (DeFi), and real-world assets (RWA), today announced the official opening of its Open Beta, alongside major updates ahead of its IDO and TGE. These milestones mark a defining moment in FacilPay’s mission to make crypto payments as simple, personal, and borderless as sending a message.

A new era for payments

FacilPay is reimagining how the world transacts. Built on a multi-chain infrastructure that's designed for everyone—from seasoned Web3 users to those new to crypto—and integrated with on/off-ramp solutions, the platform lets anyone chat, send, and receive crypto instantly. Every message is end-to-end encrypted, powered by conversational AI, and backed by real-world financial rails.

Conversational finance is a core aspect of FacilPay

Multi-Chain infrastructure: one wallet, every chain

Now fully integrated with Binance Smart Chain (BSC) and officially BNB-ready, FacilPay already supports Solana, Ethereum, Base, Avalanche, Stellar, SKALE, Bitcoin, and Ripple — with more networks on the way.

Each integration brings FacilPay closer to its vision of “One Wallet. Every Chain.” This unified architecture lets users move assets, swap tokens, and settle payments seamlessly across Web3 and real-world finance — all without leaving the chat.

FacilPay open beta rolls out — unlocking the full-stack experience

  • Chat & Pay seamlessly — send crypto within your conversations.

  • Encrypted blockchain messaging — Chat. Pay. Secure.

  • Multi-Chain wallets — create a non-custodial wallet in seconds and move assets effortlessly across multiple chains.

  • Real-World payment rails — send and spend crypto globally with one-click stablecoin on/off ramps. (crypto-debit feature in development.)

  • Web3 + DeFi integration — enterprise-grade security and frictionless access to DeFi tools in one app.

  • Merchant pilot program — a prototype is set to debut in Q4 2025 — stay tuned.

“Our vision is simple — make payments as easy, fast, and reliable as sending a WhatsApp message,” said Dean Kim, CEO of FacilPay. “This launch isn’t just about a new app; it’s about building the financial infrastructure for the next billion users.”

FacilPay website now revamped — new look, new momentum

FacilPay has just unveiled a new look for its website, reflecting the project’s latest direction and global ambitions. Alongside the facelift, the FacilPay MVP closed beta has been successfully completed, paving the way for the next phase of user growth.

Early adopters are now joining the Open Beta whitelist, ahead of the full public beta launch — a symbolic milestone for FacilPay’s mission to make borderless crypto payments part of everyday life. You can join the whitelist now.

FacilPay believes payments should be as easy as messaging

Major announcements: IDO, TGE, and listings

FacilPay’s upcoming IDO and Token Generation Event (TGE) mark the next major leap in its ecosystem roadmap — empowering early adopters and rewarding community pioneers who contribute to the platform’s growth.

The native FACIL utility token anchors the FacilPay ecosystem, powering transaction-fee reductions, premium-feature access, merchant integrations, and in-app incentives. The IDO serves as a community activation milestone — inviting the global Web3 audience to experience, test, and refine the platform firsthand.

The FacilPay IDO will take place across leading launchpads, including Coin Terminal, Eesee, Poolz Finance, Spores Network, and Polkastarter, ensuring global access and broad participation.

To guarantee trust and transparency, FacilPay successfully completed a smart-contract audit with Certik, one of the world’s foremost blockchain-security firms. The project is also listed on CoinMarketCap and in final discussions with a top-tier centralized exchange (CEX), with official TGE and listing announcements to follow soon.

“We’re building a movement, not just a token,” said Jonathan Chu, Co-founder of FacilPay. “Our goal is to reward those who believe in what we’re building early — because this isn’t speculation; it’s participation in the next evolution of payments.”

About FacilPay

FacilPay is an AI-Powered chat and payment super app that is redefining how the world transacts — turning every conversation into a borderless crypto payment. By seamlessly bridging AI, DeFi, and RWA, the platform empowers anyone to send, receive, and earn crypto as easily as sending a message. With integrations across multiple blockchains, FacilPay connects the future of finance to the simplicity of chat.

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