NFTfi, a leading NFT lending platform, has launched the next phase of its loyalty program NFTfi Rewards. In Earn Season 1, users can get rewarded with exclusive reward points for borrower-friendly loans and responsible lending behavior.

The NFT space is growing rapidly, and healthy credit markets are fundamental to its overall growth. NFTfi’s Earn Season 1 reward structure has been designed with this in mind to incentivize responsible NFT lending and contribute positively to the overall NFT ecosystem.

Stephen Young, co-founder and CEO of NFTfi said:

“We believe that NFT lending is a crucial part of the future of the NFT space, and we’re committed to promoting a healthy and non-predatory lending environment through our new loyalty program.”


The principles by which Earn Points are calculated are:

  • Only repaid loans earn points — motivates lenders to carefully manage default risk via conservative LTVs and borrowers to not take out excessive debt they might not be able to repay.
  • Larger and longer loans earn more points — motivates lenders to provide borrowers with flexible access to various loan sizes and loan durations.
  • Lower interest rate (APR) loans earn the most points — motivating lenders to provide borrower-friendly interest rates and risk-adequate LTVs as a consequence.

Earn Points are earned by repaying an eligible loan. Upon taking out a new loan, the associated Earn Points can be seen under “unsecured points” in the NFTfi Rewards cockpit. If the loan gets repaid, these points turn into “secured points.”

The NFTfi Leaderboard shows unsecured Earn Points (upon starting a loan) and secured Earn Points (upon repayment). The 500 wallets with the most secured points by the end of Season 1 will get a multiplier of 2.5x maximum on their final balance.

NFTfi is committed to rewarding real users, not washlenders. The program disincentivizes wash loans through various measures, including no points for loans with APRs below 2%, no points for loans with a duration of fewer than three days, and no points for related wallets.

Earn Points are nontransferable and not redeemable at present. They merely reflect the loyalty level of NFTfi users. Certain persons, such as U.S. residents, other U.S. persons, and persons located in the U.S., are not eligible to participate in the NFTfi Rewards loyalty program.

Earn Season 1 is only the beginning of a long and exciting NFTfi summer. NFTfi has many surprises planned for all NFT collectors out there. For more information, check the Earn Points cockpit and the FAQs section.

Market information

NFT lending is a rapidly growing market, with the global NFT market expected to reach $13.6 billion by 2027, according to MarketsandMarkets. NFT lending offers benefits such as liquidity, enabling NFT holders to use their assets as collateral for loans. It also helps tackle issues such as the lack of traditional financing options for NFT holders and the need for a healthy credit market in the NFT space.

Investments in loans carry inherent risks, and the value of NFTs can be highly volatile. Users should carefully consider their risk tolerance and investment objectives before taking out loans.

About NFTfi

NFTfi is a decentralized peer-to-peer lending platform that enables NFT holders to borrow Ether (ETH), USDC and DAI, secured by their nonfungible tokens (NFTs). The platform is noncustodial and built on the Ethereum blockchain, where smart contracts facilitate secure and transparent transactions directly between borrowers and lenders. NFTfi provides a new way for NFT holders to unlock the value of their assets and access liquidity while also enabling lenders to earn interest on their funds. Since its first loan in May 2020, users have transacted over $400 million on the NFTfi smart contracts.





Stephen Young