Rik Willard (Co-Founder and CEO of MintCombine): “I agreed that Bitcoin is more prototype than final product - in fact, many of us in the space refer to it as "digital money 0.9" as opposed to version 1.0. As to the question of speculation, I believe that in it's current incarnation, Bitcoin and Altcoins certainly do reward in this way.
However, this is not necessarily bad. Early speculation creates a certain value that can be leveraged for the benefit of the overarching movement. It may be that we see Bitcoin - as a brand - move to a primarily speculative place, which legitimizes digital currencies in general, paving the way for an 'altcoin' revolution which will support a multiplicity of specific use cases. In this way it rewards the virtual currency ecosystem on the whole.
Since the vast majority of people don't mine Bitcoin, much less or speculate, they will see rewards in the form of increased opportunities for financial inclusion through branded altcoins which are made buoyant through a firm belief in digital currencies at all.”