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What’s in a name? A lot more than I bargained for. Born in Syria, I immigrated with my family to New York City as a ten-year-old. Back then, it used to bug me a lot when people mispronounced my name, Bachar (buh-shar).
It was a long time ago in a place far away from home. The classical banking system was still in full charge of all financial stuff and no one was even questioning their de-facto authority. It was during these ancient days back in 2007 where I was a young and innocent student that simply did what most compliant, hard-working and smart students do: Move abroad to the United States to go for some months of paid internship in "prospering" Detroit for a big car manufacturer.
This story happened back in late 2011. I had my Unionbank VISA card since 2007 at that point and have never had a problem with it, using it for both work and personal purchases. It had a PHP 300,000 limit (about US$6,800) and I used it a lot. Needless to say, I was a dream customer for VISA, paying the predatory 3.5% per month in interest that they charge here in the Philippines, keeping high balances for months and using the card constantly, and paying them without fail.
The following piece was submitted as part of CoinTelegraph’s Tell us your bank horror story article contest presented to you by Shapeshift.io
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