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Banks argue that stablecoin rewards offered through exchanges exploit a GENIUS Act loophole, blurring the line between payment tokens and savings accounts.
Dilip Kumar Patairya
Dilip Kumar Patairya is a staff writer at Cointelegraph. He has a professional background in B2B technology journalism and focuses on blockchain, fintech, and related enterprise technologies. His work draws on more than 15 years of writing experience across corporate and media environments.
Why US community banks say the GENIUS Act has a stablecoin loophole - Explained
Stablecoins vs. Bitcoin salaries: Why regulation pushes one ahead of the other Why regulation favors stablecoins over Bitcoin for salaries and how compliance, volatility and payroll rules are shaping crypto wage adoption worldwide.
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Bitcoin vs. gold vs. silver in 2026: How investors are repricing scarcity Bitcoin, gold and silver are now viewed through new lenses of scarcity shaped by market structure, liquidity, access and price expectations.
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Trust Wallet’s $7M hack shows where crypto-friendly SMEs may be vulnerable The $7-million Trust Wallet hack shows why crypto-friendly SMEs are especially vulnerable, highlighting weaknesses in verification, browser extensions and internal controls.
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Iran’s currency collapse shows why Bitcoin is seen as an exit option As Iran’s rial hits record lows, Bitcoin is resurfacing in public discourse. Its decentralized design is often cited as a contrast to state-managed fiat currencies.
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Why oil-rich investors are fueling Bitcoin’s next liquidity wave From petrodollars to ETFs, oil-rich investors are entering Bitcoin via regulated rails, deepening liquidity while reshaping market structure.
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Why Michael Saylor wants nations to build Bitcoin banks Michael Saylor explains why governments should consider Bitcoin-backed digital banks. It is time to examine the potential benefits and risks of Bitcoin banks.
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Vanguard’s 50M+ clients will soon gain access to crypto ETFs: Why this is significant Vanguard is opening crypto ETF access to millions of investors. The move reflects a broader 2025 trend of crypto finding its way into investor portfolios.
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Japan plans tough new rules for crypto exchanges: What liability reserves actually mean Japan’s FSA is set to mandate liability reserves for crypto exchanges to boost consumer protection. The new rules are set to change the market.
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Why Grayscale thinks Bitcoin will ignore the 4-year cycle this time Grayscale argues Bitcoin’s market structure has evolved beyond the old four-year rhythm. Institutional flows and macro dynamics have reshaped BTC’s price behavior.
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Ripple’s big Singapore win: What the expanded license allows now Singapore’s MAS has widened Ripple’s MPI license scope, enabling regulated token services, end-to-end payments and major growth across Asia-Pacific.
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Why Tether is buying more gold than many central banks and what it signals Tether’s rapid gold accumulation in Q3 2025 surpassed many national banks. This move reflects Tether’s strategy to build gold reserves.
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Why Texas’ Bitcoin reserve move signals a shift in government crypto policy Texas’ Bitcoin reserve initiative under SB 21 signals a shift in how governments may approach digital assets and how it could influence the financial system at a macro level.
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Why China’s Bitcoin mining activity is surging again after a 4-year crackdown Bitcoin mining in China is rising again. From dominance to ban to resurgence, this makes an engaging story.
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How the SEC’s revised 2025 plan could streamline crypto oversight The SEC’s 2025 agenda proposes clearer rules, safer market practices and stronger oversight for the crypto ecosystem, potentially influencing regulations worldwide.
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How India’s VDA review may strengthen protections across the crypto ecosystem From custody standards to stablecoin oversight, India’s VDA review may help shape an investor-focused framework that brings crypto rules closer to global norms.
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Can Bitcoin really be a store of value? What pension funds are starting to discover As pension funds evaluate Bitcoin’s scarcity, resilience and inflation behavior, a core question emerges: Can BTC become a true institutional store of value?
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Retail vs. whales: Who actually drives the Santa rally? Is the Santa Rally driven by retail FOMO or whale-sized capital flows? Here’s what actually fuels December’s market surge in stocks and crypto.
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How the new US crypto bill could finally define commodities and securities The new US crypto bill could settle the commodity-versus-security debate and reshape compliance, trading and innovation.
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How Square’s new Bitcoin payments could change how merchants accept money online Square’s new Bitcoin payments may redefine how merchants accept money online with faster settlement, lower costs and greater financial control.
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The most important crypto moments of the year The most influential crypto events of 2025 included sweeping regulatory moves, ecosystem expansion and the rise of new onchain trends.
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What happens if the Fed cuts rates before Christmas Eve? A pre-Christmas Fed rate cut could boost spending, shift bond yields, lift risk assets and increase demand for crypto.
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8 crypto coins that defined 2025 2025 changed the crypto landscape. This was the year of coins that created value and onchain utility instead of hype.
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Bitcoin vs. gold: Who wins the Christmas rally? Bitcoin and gold often display a recurring pattern during the Christmas rally. Their movements are shaped by Federal Reserve policy, inflation trends and overall market liquidity.
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What happens if ETH stops being deflationary and XRP becomes the global liquidity benchmark? Is ETH’s deflationary edge fading? Could XRP’s speed, compliance and liquidity network make it the next global bridge in digital finance?
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Someone drained your exchange account? Here’s your emergency playbook When your crypto is stolen, a rapid and organized response is crucial to trace the funds and rebuild your digital security.
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XRP gets legal recognition as property in India: Why this court ruling matters A landmark ruling granting XRP property status in India strengthens investor rights and boosts confidence in digital asset ownership.
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What happens if you don’t pay taxes on your crypto holdings? Skipping cryp to taxes can trigger hefty fines and legal issues. Find out what really happens if you fail to report or pay taxes on your holdings.
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Can Pi Network’s ISO 20022 upgrade measure up to XRP Ledger and Stellar Network? As Pi Network prepares to align with ISO 20022 by November 2025, can it truly stand beside the XRP Ledger and the Stellar Network in cross-border finance?
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Don’t let your Bitcoin die with you — here’s how to prepare before it’s too late It is essential to secure your BTC, altcoins and NFTs with a crypto inheritance plan that safeguards keys and simplifies wealth transfer for heirs.