Since baccarat is one of the most popular games, there are, unsurprisingly, many baccarat casino sites out there. Sorting through these dozens of options is time-consuming, so we’ve done the hard work for you.
In this article, you’ll discover the very best baccarat online casino sites. We’ll also explain the rules of the different variants, clarify how live dealer baccarat works, and delve into baccarat player bonuses.
Top Online Baccarat Casinos
As noted, you’ve got a whole lot of options when it comes to online baccarat destinations. We’ve looked at all your choices here, and confirmed these are the best of the bunch:
- Wild Casino – Your #1 Online Baccarat Casino
- BetWhale – Choose Between Crypto and Fiat Payment Options
- Bovada – Multiple Excellent Sign Up Bonuses in Place
- Black Lotus – Approachable, Beginner-Friendly Baccarat Casino
- Raging Bull – Brilliant Blend of Baccarat and Slots Games
- Coin Casino – Outstanding Crypto Specialist Baccarat Casino
- Lucky Creek – Play Baccarat Using Cryptos, eWallets, and Credit Card
- Lucky Red –
- BetUS – Separate Welcome Offers for Crypto and Fiat Payments
- BetOnline – Baccarat Casino With an Exceptional Reputation
Our 5 Best Baccarat Online Casino Sites Reviewed
You’ve already seen our list of the 10 best baccarat online casino sites. Now it’s time to focus on the five very best brands of all and see what separates them from the crowd.
1. Wild Casino – Your #1 Online Baccarat Casino
Established | 2024 |
License | Curacao |
Headquarters | Curacao |
Number of Sports | ~40 |
Casino Available | ✅ |
Poker Available | ✅ |
Payment Methods | Visa/Mastercard, eWallets, Google/Apple Pay, Bank Transfer, Cryptos |
Customer Support | Live Chat: ✅ (24/7)
Email: support@instantcasino.com FAQ: ✅ |
Mobile App Available | ❌ |
Wild Casino bonus:
Bonus name | Bonus amount | Promo code | Rollover | Minimum deposit | Cryptocurrency accepted? |
Weekly Cashback | Up to $10,000 | INSIDERS | 1x | $20 | ✅ |
Pros
- a
- a
- a
Cons
- a
2. BetWhale – Choose Between Crypto and Fiat Payment Options
Established | 2023 |
License | Curacao |
Headquarters | Curacao |
Number of Sports | N/A |
Casino Available | ✅ |
Poker Available | ❌ |
Payment Methods | Visa/Mastercard, Bank Transfer, Apple/Google Pay, Cryptos |
Customer Support | Live Chat: ✅ (24/7)
Email: support@instaspin.com |
Mobile App Available | ❌ |
Instaspin casino bonus:
Bonus name | Bonus amount | Promo code | Rollover | Minimum deposit | Cryptocurrency accepted? |
Welcome Bonus | Up to $1,000 + 100 Free Spins | INSIDERS | 30x | $20 | ✅ |
Pros
- a
- a
- a
Cons
- a
3. Bovada –
Established | 2024 |
License | Curacao |
Headquarters | Curacao |
Number of Sports | ~40 |
Casino Available | ✅ |
Poker Available | ✅ |
Payment Methods | Cryptos, Bank Transfer, Apple/Google Pay |
Customer Support | Live Chat: ✅ (24/7)
Email: support@goldenpanda.com FAQ: ✅ |
Mobile App Available | ❌ |
Bovada bonus:
Bonus name | Bonus amount | Promo code | Rollover | Minimum deposit | Cryptocurrency accepted? |
200% Welcome Bonus | Up to $7,500 + 10% weekly cashback | INSIDERS | 15x | $20 | ✅ |
Pros
- a
- a
- a
Cons
- a
4. Black Lotus –
Established | 2022 |
License | Comoros |
Headquarters | Costa Rica |
Number of Sports | ~40 |
Casino Available | ✅ |
Poker Available | ✅ |
Payment Methods | Cryptos |
Customer Support | Live Chat: ✅ (24/7)
Email: help@luckyblock.com. FAQ: ✅ |
Mobile App Available | ✅ |
Black Lotus casino bonus:
Bonus name | Bonus amount | Promo code | Rollover | Minimum deposit | Cryptocurrency accepted? |
200% Welcome Bonus | Up to $25,000 + 50 Free Spins | INSIDERS | 6x per installment | $20 | ✅ |
Pros
- a
- a
- a
Cons
- a
5. Raging Bull –
Established | 2018 |
License | Curacao |
Headquarters | Curacao |
Number of Sports | N/A |
Casino Available | ✅ |
Poker Available | ✅ |
Payment Methods | Cryptos |
Customer Support | Email: hello@coinpoker.com
Help Centre: ✅ |
Mobile App Available | ✅ |
Raging Bull casino Bonus:
Bonus name | Bonus amount | Promo code | Rollover | Minimum deposit | Cryptocurrency accepted? |
150% welcome bonus | Up to $2,000 | INSIDERS | 2x | $10 | ✅ |
Pros
- a
- a
- a
Cons
Baccarat Casino Sites Compared
We’ve put plenty of time and effort into ensuring that all 10 recommended brands are the best baccarat casino sites around. Naturally, however, the specifics of their offerings do differ, as you can see in the comparison table below.
Casino | License | Welcome Bonus | Baccarat Games | Live Baccarat | Accepted Crypto | Demo Baccarat Games* | Best For* |
Wild Casino | Panama | Welcome Package up to $5,000 | ✅ | ✅ | ✅ | ||
BetWhale | Comoros | 250% Welcome Bonus | ✅ | ✅ | ❌ | ||
Bovada | Comoros | $3,750 Welcome Bonus | ✅ | ✅ | ✅ | ||
Black Lotus | Curacao | 200% up to $7,000 | ✅ | ✅ | ✅ | ||
Raging Bull | Curacao | $2,500 Welcome Package | 1 | ❌ | ✅ | ❌ | Video Slots |
Coin Casino | Curacao | Up to $10,000 Welcome Bonus | 70+ | ✅ | ✅ | ✅ | Brand-New Casinos |
Lucky Creek | Curacao | $7,500 Bonus + 30 Free Spins | ✅ | ✅ | ✅ | Free Spins | |
Lucky Red | Comoros | $400 Match, up to $4,000 | 1 | ✅ | ✅ | ✅ | VIP Program |
BetUS | Curacao | 200% Bonus, up to $5,000 | 3 | ✅ | ✅ | ✅ | Crash Games |
BetOnline | Panama | 100 Welcome Free Spins | ✅ | ✅ | ✅ | Track Record |
How We Rate Baccarat Casino Sites
We want to make sure we are recommending the very best baccarat casino sites for your needs. As such, our testing and research are extensive, to say the least. These are some of the key criteria we use.
Variety of Baccarat Games
Naturally, this is the first thing we look at. Specifically, though, we don’t only check the overall number of baccarat games provided but also the variety within that selection. We like to see not only the older, traditional variants but also newer, more innovative ones.
We also reward sites that partner with more developers and allow minimum and maximum stakes to suit different budgets. The provision of ‘demo mode’ options is another plus in our book.
Casino Bonuses
They’re not the be-all and end-all, but high-quality special offers can still make a big difference. Welcome offers will deliver the biggest rewards but are inherently short-term. Ongoing promotions feature smaller bonuses but can be triggered repeatedly.
In both cases, we look at the headline bonus amount and the T&Cs, too. Only by checking the rollover requirements, time frames, and so on can we accurately gauge the value on offer.
Payment Methods
The more payment methods a baccarat casino provides, the better since this will enable a wider range of players to pay and play. Ideally, we want to see a mix of newer and older payment methods. Cryptos are quicker and safer to use, but players wishing to pay using more traditional options will preferably still be considered. We also examine whether transaction fees are charged, the withdrawal time frame, and the minimum and maximum limits.
Safety & Security
Player safety is an enormous priority for us. We prefer brands with at least one license with a regulatory body, which can automatically reassure you regarding security and fairness. We research the actual security measures each brand has in place, such as 2FA, SSL, and powerful firewalls. Finally, we also gauge the site’s wider reputation among regular users and critics, to check there are no common complaints against it.
Mobile Compatibility
With mobile gaming so widespread nowadays, it’s crucial that baccarat sites allow users to gamble on the go. To ensure this is the case, we check the mobile features of all the brands we encounter. Whether those come through a downloadable app or simply a mobile version of the main site, we gauge the usability and stability in each case. We also check that all the same games, features, and customer service options are available.
Customer Service
Should you encounter any issues during your baccarat play, it’s imperative that you get them sorted as soon as possible. We research and test the customer service offering for each brand we review. Specifically, we look for at least one direct contact option, like live chat, and acceptable operating hours, with 24/7 coverage being ideal. We also prefer brands that give at least some indirect assistance via an FAQ or Help Centre.
How to Play Online Baccarat
If you’ve never played baccarat before, don’t worry – this is one of the most straightforward games out there. The history of baccarat might have a sophisticated reputation, but the actual rules are extremely simple.
In baccarat, you first bet on whether your hand or the dealer’s will be higher or bet on the tie. You are both then dealt cards. Whoever’s cards have a higher point total wins. If your wager was placed correctly, you’ll also collect some winnings.
The only thing you really need to get your head around in baccarat is the scoring system.
Tens and face cards are worth 0 points. Aces are worth 1 point, and all the others are worth their face value. Should the total goes over 10, only the second digit is used (e.g., 7+8 = 15, which would be 5 points).
If either side gets 8 or 9 points, this is called a ‘natural win.’ If not, it’s simply who has more points. You can also draw a third card on either side, if the points total falls between 0-5.
To help clarify matters, we’ve run through a typical hand of baccarat below.
- Player bets on yourself (Player Win)
- You and the dealer receive two cards
- You receive a 9 and a 7. 9+7 = 16, so you get 6 points
- The dealer receives a 6 and a 5. 6+5 = 11, so they get 1 point
- You win the hand. Since you bet correctly, you also win your wager
Real Money Baccarat Games to Play Online
At the most basic level, all baccarat games follow the same rules. That said, plenty of variants exist, each with different tweaks to that basic ruleset. Here are the most popular examples, which you’ll typically find on both regular and live baccarat casino sites.
Punto Banco
Punto Banco is the ‘classic’ version of baccarat. The rules we outlined in the previous section basically sum it up. It is the most commonly played version of baccarat by far and probably the best one to try out first. You can place additional side bets, but these are pretty self-explanatory, and the odds are usually printed on the table for you.
Chemin de Fer
Chemin de Fer is another classic variant of baccarat, following most of the same basic rules as Punto Banco: players are dealt two cards, you get a natural win on an 8 or 9, and so on. Players take it in turns, serving as the ‘banker’ (i.e., dealer) here, and six decks of cards are used, with all cards dealt face down
EZ Baccarat
EZ Baccarat features all the same basic rules as the two classic variants. You can bet on the Player, Banker, a Win, or the Tie, and whichever hand gets closest to 9 wins. The only major difference here is that the 5% commission on a banker’s bet is removed, so both Player and Banker wins pay even money.
Baccarat Banque
As the name suggests, the main difference with this baccarat variant involves the banker. Rather than rotating, the role of banker is initially bid on and then held by one player. Whoever serves this role can only bet on themselves, but they do have the built-in house edge of being the banker.
European Baccarat
European Baccarat follows a completely standard ruleset. You can bet on the Player, Banker, or Tie, and – as with most variants – the RTP is right around 98%. However, the role of the banker is completely separated from being a player here.
Mini Baccarat
As you might guess, this is basically a slimmed-down version of baccarat. It features a smaller table with fewer players (seven, compared to up to 14 in other variants). It also tends to have the lowest minimum bet of any variant.
No Commission Baccarat
The ruleset here is completely standard. Compared to other baccarat variants (except for EZ Baccarat), the only difference is that you won’t pay any commission on winning Banker bets.
3-Card Baccarat
The scoring rules here are the same as in other forms of baccarat. The big difference, however, is that both the player and banker are dealt three cards initially, compared to this only happening under certain circumstances in other variants. The cards are still counted in the same way.
Dragon Tiger
Dragon Tiger is even more of a guessing game than regular baccarat. Only the dealer gets cards here, and your task is simply to try and correctly predict which card will be higher – the ‘Dragon’ or the ‘Tiger.’ Despite this being a 50/50 proposition, Dragon Tiger surprisingly has a higher house edge than other variants, at 3.73% (compared to 1-2%).
Baccarat Squeeze
All the rules in Baccarat Squeeze are completely standard: there are three possible bets: you get a 1:1 payout for a Player Win, pay a commission for a Banker Win, and so on. The only difference is that the banker will ‘squeeze’ them when it comes time to reveal the cards, meaning they’ll be shown more slowly to build suspense.
Live Dealer Online Baccarat
There are two ways in which you can play online baccarat. The first is using traditional, computer-run games. A provably fair RNG calculates the results here, and – since no humans are involved – these games are faster to play. However, if you want a more authentic and interactive experience, we’d recommend live dealer online baccarat.
These games are run by specialist developers, like Evolution Gaming, which baccarat online casinos then license. The dealers are highly trained and behave as they would in a real-world casino. They’re simply operating from a specialized studio instead, with their actions live-streamed to players. Real cards and baccarat tables are used, and you can even interact with the dealers and other players via a live chat tool.
Overall, live dealer baccarat is slightly slower than its RNG-based counterpart. Most players, however, see this as a good trade-off for the extra interactivity and the greater closeness to playing at a land-based casino.
Online Baccarat Odds and Payouts
Before you begin playing, you should understand baccarat is a game of pure chance. You can obviously control the size and type of bets you place before each round. After that, however, you completely rely on luck for the actual results, with no skill component involved.
It’s imperative, therefore, that you also understand your odds of success. We’ve laid these out below for the three main bet types available in most baccarat variants.
Bet Type | Payout | House Edge | Odds |
Player’s Hand | 1:1 | 1.24% | 44.62% |
Banker’s Hand | 0.95:1 | 1.06% | 45.86% |
Tie | 8:1 | 14.36% | 9.52% |
Side Bets at the Best Baccarat Casinos
Almost all major baccarat variants will provide the same basic bet types: Player Win, Banker Win, and Tie. However, many other side bets have also been created in the centuries since the game was invented.
The available side bets will depend on the variant you play. That said, many common examples are easy to find:
- Odd/Even – Here, you simply bet on whether the total score will be odd or even. You can place this on the Player or bet on the Banker, with the probability being right around 50% in each case.
- All Red/All Black – This involves betting on whether the player’s hand will consist entirely of red or black cards. Bizarrely, the former has a worse payout, at 22:1 versus 24:1.
- Perfect Pair – You can bet on whether the player’s or banker’s initial hand will consist of a pair. You get a 5:1 payout for pairs in different suits or 25:1 for a same-suit pair.
- Lucky 8—This means betting on whether the player or banker will be dealt a hand worth 8 points. It’s tricky to win, but it does deliver a 4:1 payout.
- Super 6 – Similar to the Lucky 8, the Super 6 means betting on the player or banker winning the round with a value of 6 points. Since this is harder than winning with 8pts, it has a higher payout at 12:1.
Baccarat Tips & Strategies
Games like blackjack and poker feature a mix of luck and skill. Baccarat is a completely luck-based game, so you can’t employ any ‘strategies’ involving the actual results.
What you can control here, however, is how you bet, which is key to potentially turning a profit at baccarat casino sites. Here are four top tips to help in this area.
- Start Slowly – If possible, we’d recommend playing the ‘demo mode’ version of baccarat first until you get acquainted with the rules. Even when you start playing the real version, begin with the lowest permissible stakes and increase them as you grow comfortable.
- Have a Staking Plan – There are plenty of staking plans out there, specifically designed for games like baccarat, with a (near) 50/50 chance of winning. Systems like the Fibonacci tell you exactly how many units to wager on each hand, and – in theory – can stop you from losing money.
- Know Your Rules – Remember that there isn’t one defined set of baccarat rules. Instead, the ruleset depends specifically on the variant you’re playing. It’s imperative you know exactly what this involves before getting involved.
- Place Smart Bets – You can clearly see the odds of success in the table we provided earlier. The banker bet represents the best mixture of probability and payout, so we’d highly recommend sticking to that.
Online vs Offline Baccarat Games
Baccarat might have begun offline, but the online version has exploded in popularity in recent decades. When you weigh up the pros and cons of each approach, it’s easy to see why.
The most obvious advantage of using the top baccarat casino sites instead of visiting a physical location, is convenience. You don’t need to travel any further than your couch to play a few rounds. The rise of mobile technology has made this an even bigger factor since you can literally play whenever and wherever you please now.
Another major advantage is that you can take advantage of special offers. At best, most physical casinos might provide some kind of loyalty program. This is standard to online casinos anyway, but you also get the likes of deposit match welcome offers, reload bonuses, and so on.
Finally, you get vastly more choices in online casinos. A physical location might limit you to one or two variants. Baccarat casino sites often provide a dozen or more variants, all of which are accessible via the click of a button.
Online Baccarat | Offline Baccarat |
Can be enjoyed anywhere, anytime | Requires traveling to a location |
Special offers to take advantage of | Won’t usually have any promos |
Wide range of baccarat variants | Usually limited to 1-2 variants |
Somewhat limited interaction | Easier to interact with dealers and players |
How to Start Playing Baccarat Online
Getting started at the top baccarat casino sites couldn’t be easier, regardless of your experience level. Here are the few steps you must take to do just that.
Step 1 – Pick a Site
Your first task is to choose the baccarat brand you wish to bet with. In this guide, we’ll assume you just went with our top pick, Instant Casino.
Step 2 – Sign Up
Hit the Create Account/Registration button, and simply follow the instructions. This will usually take less than a minute to complete.
Step 3 – Fund Your Account
Log in to your new account, and find the Cashier area. Choose the payment method you want to use, provide the necessary details, and make your deposit.
Step 4 – Start Playing
Head back to the main casino area and load the baccarat game you want to play. Then just set a stake and start having fun.
Playing Mobile Baccarat Casino Games
The days of being limited to playing online baccarat using a computer are long gone. Now, you can use a phone or tablet to play with unparalleled convenience.
This will be made possible through a downloadable mobile app or your browser using the mobile website. Either way, you’ll find an identical feature set in place. In fact, some brands will add in the likes of Face ID login for easier access and even provide mobile-only special offers.
Best Real Money Baccarat Casinos
Baccarat might be an old game, but it’s as fun to play as ever. And, thanks to the rise of baccarat casino sites, there’s never been a better time to get started. You can still enjoy the unpredictability of this classic title but with the added convenience, bonuses, and other benefits of playing online. For our money, Coin Poker is the very best place to give it a go right now.