FNT Crypto is a crypto-as-a-service platform that helps fintechs and Web3 startups launch modular, white-label crypto apps with wallets, exchanges, compliance tools and branded interfaces.

Cryptocurrencies are traded around the clock, stored in millions of wallets, and discussed in policy circles. Yet, using crypto in everyday life remains surprisingly challenging.

Much of this disconnect stems from infrastructure. The tools that support crypto adoption — such as wallets, exchanges, cards and compliance systems — are often too technical for the average user or too fragmented for businesses. Moreover, many traditional banks lack the means to verify crypto transactions or protect customers from illicit funds, leaving them unable or unwilling to support crypto-related activity.

As a result, the crypto sector holds enormous theoretical potential but continues to face limited real-world penetration.

Integrating artificial intelligence technologies with crypto infrastructure stands as a potential solution. FNT Crypto — a crypto-as-a-service (CaaS) platform backed by an evolving AI layer — is developing such capabilities while already supporting early adopters through its core modular tools.

FNT helps fintechs, Web3 startups and crypto users launch customizable, branded crypto apps quickly, aiming to make digital asset infrastructure usable, modular, and scalable for all.

Community identity and modular tools

Launched in 2022, FNT began as a consumer app that let everyday users buy, sell and spend crypto. As the community grew, it demanded staking and better wallets, prompting FNT to build interchangeable modules.

Those modules now power a white‑label stack that lets fintechs and Web3 projects launch branded custodial or self‑custody apps in weeks rather than months. The structure enables clients, including Web3 communities, to launch branded applications that align with their visual identity, tokens and platform objectives.

Among recent implementations is a branded crypto card designed for a large Web3 community. The company states that the initiative received strong adoption and has since been followed by other fully customized deployments featuring user-defined colors, governance tokens and branded interfaces.

Building AI-enhanced scaling and compliance tools

To scale its services and meet rising demand, FNT has initiated the development of AI-driven automation across its back-end operations and modular service constructor. The team says the system is capable of onboarding thousands of new users per day without compromising performance or stability.

Beyond automation, FNT is also building AI capabilities to streamline compliance processes. By embedding AI into its Know Your Customer (KYC) and Know Your Business (KYB) processes, the platform claims it can significantly reduce onboarding times while maintaining adherence to Anti-Money Laundering (AML) standards.

AI-powered compliance is particularly relevant at a time when traditional banks remain cautious about supporting transactions related to crypto. While the AI layer and full modular CaaS constructor are still in active development, FNT’s core modules are already live, supporting early adopters in production environments.

FNT’s strategy reflects a broader trend in crypto infrastructure — one that prioritizes scalability, compliance and user-centric design through modular and intelligent systems.

Moving beyond the prototype

Since the beta launch of its core platform in December 2023, FNT Crypto has steadily expanded its offerings and established several key partnerships. The platform surpassed $100,000 in daily trading volume in early 2025 and has integrated a complete set of trading and staking features.

The company has been selected for the Google for Startups Cloud Program and the Microsoft for Startups Founders Hub. Its codebase — comprising more than 300,000 lines — has been audited by Switzerland-based software analysis firm SonarSource. Brokerage partnerships have been established with centralized exchanges including Bybit, Gate and BingX. FNT has also joined the Tether ecosystem, further embedding its tools within the broader digital asset landscape.

Looking ahead, the company plans to expand its crypto card services into new markets and further integrate AI across both its infrastructure and end-user tools.

Founder Valentin Sokolnikov says the goal is to make crypto finance as easy and secure as traditional finance: “That’s why we built FNT with a simple, intuitive interface and top-tier security — so users can focus on growing their assets instead of worrying about complexity.”

FNT’s roadmap suggests an effort to align digital asset services with the usability, trust and compliance standards typically associated with the traditional financial system — a direction that reflects broader industry ambitions.

Learn more about FNT Crypto

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