Two macro catalysts — wealth transfer and payment disruption — could push stablecoin usage far beyond baseline growth forecasts, analysts say.
Payments News

Broadly speaking, payments are compensation for goods or services. A person can pay with cash, gold or any number of other things, depending on what the receiving party allows. Fiat money is most commonly used for payments, although crypto payments have become more common over the years. A number of services and platforms facilitate the ability to make a payment in Bitcoin (BTC) and other cryptocurrencies. Payment gateways have increased the ability to use Bitcoin in business, even for entities that are not directly in the blockchain business.
Cryptocurrency has gained significant adoption over time, with mainstream payments players also becoming involved with the asset class. Additionally, a person can pay with Bitcoin directly in a peer-to-peer fashion.
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Visa is rolling out a platform that helps merchants make their product inventories discoverable and purchasable by AI agents.
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UBS, PostFinance, Sygnum and others launched a 2026 sandbox to test Swiss franc stablecoin use cases and blockchain payment rails in Switzerland.
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In a Cointelegraph AMA, HandlPay founder Gregor Arn explained why peer-to-peer payments still lag behind messaging and how social handles can simplify global transfers.
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Stablecoin monthly transaction volume hit $7.2 trillion in February, surpassing the $6.8 trillion processed by the Automated Clearing House network.
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The x402 protocol won't be owned by a single entity, with the Linux Foundation serving as the agentic AI protocol’s “neutral, non-profit home,” Coinbase said.
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Meta’s 2026 stablecoin push favors partnerships over issuing its own coin. Here is why the company is choosing infrastructure and distribution instead.
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OpenFX raised $94 million in a Series A round to expand its stablecoin-based FX network, as firms explore faster cross-border payment infrastructure.
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Coinbase's Ethereum layer-2 Base said it will be upgrading its chain to allow AI agents to use it the same way developers or traders would.
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Stablecoin turnover has doubled in the past two years as AI payments and traditional finance use cases grow, though Standard Chartered still sees the market reaching $2 trillion.
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Ripple’s Garlinghouse noted that stablecoin trading volume reached more than $33 trillion in 2025, while Bloomberg predicted that stablecoin flows would hit $56.6 trillion by 2030.
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Euro stablecoins now make up more than 80% of non-dollar supply, with EURC leading volumes as MiCA and payment-rail integrations support adoption.
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X hires former Aave chief product officer and Base design lead Benji Taylor as head of design, as the company prepares to roll out its X Money payments product.
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Tazapay said Circle led a Series B extension that brought total funding to $36 million as the company expands cross-border payment rails.
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Mastercard’s planned BVNK acquisition highlights a shift toward infrastructure over token issuance, reflecting how major payment firms are approaching stablecoins.