Stablecoin settlement times vary wildly depending on their blockchain. Purpose-built payment chains must remain open, or they will repeat TradFi fragmentation.
Payments News

Broadly speaking, payments are compensation for goods or services. A person can pay with cash, gold or any number of other things, depending on what the receiving party allows. Fiat money is most commonly used for payments, although crypto payments have become more common over the years. A number of services and platforms facilitate the ability to make a payment in Bitcoin (BTC) and other cryptocurrencies. Payment gateways have increased the ability to use Bitcoin in business, even for entities that are not directly in the blockchain business.
Cryptocurrency has gained significant adoption over time, with mainstream payments players also becoming involved with the asset class. Additionally, a person can pay with Bitcoin directly in a peer-to-peer fashion.
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Fintechs bypass traditional banking to offer stablecoin access, yield and spending in emerging markets. Programmable money leapfrogs legacy infrastructure.
2196 - Newsletter
Citi and Western Union lead Wall Street’s stablecoin charge as Bitcoin miners and lenders shake up the post-halving crypto landscape.
7619 - Opinion
Like early email protocols, DeFi remains complex and isolated. Bridging DeFi and TradFi through hybrid payment solutions could unlock crypto’s mainstream potential.
2178 - Recap
In the wake of OwlTing’s listing on Nasdaq, founder and CEO Darren Wang joined Cointelegraph’s AMA to discuss the next chapter for OwlPay, the payments arm of the company.
16783 - News
After a 90% plunge from its peak, the Trump memecoin issuer is seeking a revival with the Republic.com acquisition and a $200 million fund to buy back the token.
6095 - News
Western Union has selected Solana for its Digital Asset Network and USDPT stablecoin, which it expects to be rolled out in the first half of 2026.
5113 - News
AI and blockchain executives have shared their thoughts and concerns as AI agents take a step closer to potentially controlling one’s crypto wallets.
3888 - News
Citi partnered with Coinbase to pilot stablecoin payments as the bank forecasts a $4 trillion market by 2030, signaling Wall Street’s growing crypto embrace.
4135 - News
Western Union CEO said there are “significant opportunities” to utilize stablecoins for sending and receiving money across borders.
7337 - News
Coinbase’s x402 protocol, which enables AI agents to transact autonomously over the internet, has seen a 10,000% rise in transaction activity over a month.
10257 - News
Latin Americans are using stablecoins and crypto to combat inflation and access banking services where traditional systems have failed, according to the CEO of Bybit LATAM.
2985 - News
OpenAI has announced Atlas, an AI browser with agent mode that researches, automates tasks and shops online while users browse.
3839 - News
Industry watchers welcomed the idea of “skinny” master accounts as another sign of the end of crypto’s banking troubles, which insiders described as “Operation Chokepoint 2.0.”
7126 - News
Wise is hiring a digital-asset product lead focused on stablecoins, signaling potential expansion into crypto amid shifting global regulations.
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