News
Ripple’s UK subsidiary gained regulatory approval as an Electronic Money Institution to provide payment services, but faces limits on certain crypto activities.
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Ripple News
Established in 2012 under the name OpenCoin, Ripple Labs is the software corporation responsible for creating the XRP (XRP) cryptocurrency and its accompanying distributed ledger technology (DLT), the XRP Ledger. In addition, the company has crafted a collection of payment protocols, such as RippleNet, which are designed to optimize cross-border transactions for financial entities. RippleNet serves as a counterpart to the traditional SWIFT system, aiming to revolutionize and accelerate international money transfers by leveraging blockchain technology.
Initially featuring distinct services (xCurrent for bank payments, xRapid for liquidity via XRP and xVia for API integration), RippleNet consolidated these offerings in 2019. This strategic unification aimed to broaden XRP’s application in fund transfers under a single, cohesive RippleNet banner. Ripple’s XRP Ledger is the open-source DLT that provides cryptographically secure, verifiable settlement of the XRP currency. The XRP Ledger is not part of Ripple’s suite of proprietary software products, as it is accessible and open to all.
In 2020, the United States Securities and Exchange Commission filed a lawsuit against Ripple and its executives, Brad Garlinghouse and Christian Larsen, which accused it of conducting unregistered securities offerings worth over $1.3 billion via XRP sales. However, in July 2023, Ripple secured a partial victory when U.S. District Judge Analisa Torres ruled that XRP sales on public exchanges did not constitute unregistered securities offerings.
- News
The reiteration of the payment company's plans not to pursue a public offering followed a $500 million fundraise in November, leading to a $40 billion valuation for Ripple.
3428 - News
Barclays has invested in Ubyx, a US stablecoin clearing platform, marking a major move into regulated digital money and tokenized financial services.
2848 - News
XRP is having an explosive start to the year, driven by strong ETF inflows, bullish sentiment, and declining exchange reserves.
4725 - News
From Ross Ulbricht’s pardon to Ripple’s SEC victory, here’s a list of crypto’s most celebrated turnarounds this year and what they mean for the year ahead.
3866 - New Year Special
Altcoins lagged Bitcoin in 2025, but XRP, Zcash and Algorand outperformed on regulatory clarity, privacy demand and tokenization.
5558 - News
Ripple is testing RLUSD on layer 2s Optimism, Base, Ink, and Unichain, after the token initially launched on the XRP Ledger and Ethereum in 2024.
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Spot XRP exchange-traded funds continued a streak of positive flows, with over $20.1 million recorded on Friday, marking 19 consecutive days of net inflows.
4269 - Newsletter
Ripple’s post-SEC rebound is drawing Wall Street backing, including a $40 billion valuation deal with downside protection— and some investors betting on XRP.
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The conditional approvals clear a path for major crypto companies to operate as national trust banks under the supervision of the US OCC.
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Ripple Payments partnered with Swiss crypto bank Amina to plug its fiat-to-stablecoin payment infrastructure into the FINMA-regulated institution.
5404 - Market Analysis
XRP’s slide below $2 pushed its funding rates to extreme lows, an occurrence that generally incentivizes bulls to pile in. What’s holding traders back this time?
4320 - Altcoin Watch
XRP ETFs absorbed 506 million tokens in under a month, strengthening the case that price discovery is likely on the table for 2026.
3288 - How to
Luke Judges highlights how XRP Ledger’s tech and developer tools could take cues from Solana to stay competitive among layer-1 networks.
3645 - News
Ripple’s $500 million raise shows its post-SEC shift is working, as Wall Street piles in under a deal reportedly offering rare protections and guaranteed returns.
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