Karma is a global decentralized blockchain-platform, where people and companies can interchange directly to each other.
At Karma ecosystem anyone can involve new members and investors give their money directly to borrowers. All interaction processes in the ecosystem are automated as much as possible and don't require a physical presence: electronic loan and surety contracts, reassignment of obligations, collective claims, collateral registration and release, currency exchange risk insurance. One can sell his goods or services today and deliver them later.
1KRM = 200USD
50% product development
20% conservative endowment fund
15% marketing and PR
5% bounties for active community members
5% founders, 1-year vesting