Oct 18, 2017
Nov 18, 2017

There are still more than 2 billion unbanked people in the world. These people are excluded from the local and global economy as they still use cash and don't have access to basic financial services. Taking out a loan is a great challenge for them as well unless they obtain a credit history.

MicroMoney’s mission is to solve this problem. MicroMoney was established as a microfinance institution and has sharpened the business to become a decentralized Open Source Credit & Big Data Bureau on the Blockchain. Since 2015, we provide individuals and SMEs with short-term loans as the best solution for their financial needs. MicroMoney uses innovative risk scoring powered by artificial neural network. In the long-run, we are able to help 2 billion unbanked and underbanked people to build a multi-purpose digital identity, creditworthiness, and financial reputation. Without borders or intermediaries. 

The goal is to bring these people to the new global decentralized crypto economy. At the same time, we aggregate large sets of data reflecting our customers’ needs and their online behaviour. By sharing and exchanging this Big Data we thus enable banks, financial institutions, e-commerce, and retail businesses worldwide to efficiently scale. They will get access to new customers unserved before, reduce risks while expanding to new markets, and better understand their customers’ needs.

Project Team
Sai Hnin Aung
Co-founder, Operations Director
Anton Dzyatkovskiy
Co-founder, IT & Scoring
Oknha Sorn Sokna
SONATRA Group, Cambodia, Shareholder
Tetsuji Nagata
East Wing Capital, Shareholder
Yoshiyuki Taira
Director of Grand Corporation Osaka, Shareholder
Yojiro Tsutsumi
Director of Grand Corporation Osaka, Shareholder
Pasan Madhawa Edussuriya
Director for Micromoney Sri Lanka
China Muoka
Director for Micromoney Nigeria
July Phoo
MicroMoney Myanmar, COO
Bhannathorn Sangsuk
MicroMoney Thailand, GM
Tin Htut Aung
MicroMoney Myanmar, IT
Malsha Thilakarathne
MicroMoney Sri Lanka, Operations Manager
Vivian Sukamto
MicroMoney Indonesia, Operations Manager
Sendy Inka Casella
MicroMoney Indonesia, Country Representative
Nikhole Tecson De Vera
Micromoney Philippines, Country Representative
Aung Pyay Thein
MicroMoney Myanmar, HR
Vladimir Sumarokov
A.I. Neural Network & CRM developer
Alex Mashinsky
Founder & CEO Celsius Network
Roel Wolfert
Bancor, Qoin, Visa
Jack Huang
UN United Nations
Xiaochen Zhang
UN Digital Economy, Lendit, GreenPeace, Judge-China Big Data FinTech Award
Karen New
OmiseGo Advocate. Singapore
Naru Julia
Ben Theobald
Partner in Latin America
Andrey Kopysov
Facebook. London, UK / A.I. Neural Network programmer
Alex Norta
Agrello, Qtum
Nehemia Kramer
BankEx, Blockchain consortiums. NY, USA
Sergey Sergienko
Chronobank, Australia
Tomoaki Sato
Starbase, Smart Contract, Japan. Blockchain engineer
Albi Rodriguez
Jaramillo Laudox.com, Latin America, Peru
Charles Leslie
COO of Starbase, Japan
Howard H. Kim
Chairman and CEO JYC Holdings
Azam Shaghaghi
BMO - Bank of Montreal, Space Tourism Society Canada
Pak Loong Chan
Hong Kong and Shanghai Banking Corporation (HSBC)
Eduard Dzhamgaryan
Entrepreneur, ICO Business Analyst, Adviser – ICObox, Founder of GMPay
Saumil Kohl
Co-founder of Bitindia - Blockchain Exchange & Wallet
Sergei Kovalev
CEO: CFS. ReLife fund. Charity&Philanthropy Entrepreneur
Linas Beliunas
FinTech, Financial Technology, Digital Innovation, Payments, Banking
Matthias Forsingdal
Telindus Luxembourg, Digital Finance Solutions
Dan Khomenko
Financial/Compliance/Blockchain Specialist. Australian Government
Ivan Rossetti
CEO and Co-founder of VOISE
Token generation cap

60,000,000 AMM

Token distribution

84% Token buyers 
8% Team 
4% Advisers, Mentors 
4% Bounty 

Tokens exchange

1 AMM = 1 USD


1 day: 25%
2-7 day: 20%
7-14 day: 10%
14-21 day: 5% 

Differences from competitors

Working scoring app, approved business model, acting company in 5 countries