Housing loans News

The FHFA directive on crypto in mortgage risk assessments risks excluding self-custodied assets, potentially increasing counterparty risk for homebuyers.

Bitcoin lending is making a quiet comeback with tighter controls, but volatility still threatens sudden liquidations.

Federal Housing Finance Agency director William J. Pulte ordered the two government-sponsored enterprises to prepare to consider crypto for mortgage loan risk assessments.

The head of the FHFA said his agency is considering how Bitcoin is counted in qualifying for a mortgage.

The US Federal Housing Finance Agency is reviewing whether crypto holdings like Bitcoin could be used to qualify for mortgages.

Bitcoin holders are using crypto-backed loans to buy real estate without selling their BTC, avoiding capital gains taxes while staying exposed to upside.

Low-income households with high crypto exposures saw the largest increase in mortgage and auto loan originations and balances, US Treasury research revealed. 

Real-world asset tokenization advances in Italy, where the distressed loan market has ballooned to hundreds of billions of euros.

Home Construction Collective’s co-founders spoke with The Agenda podcast to explain why homes are so expensive and how decentralized finance might provide an answer.

Cointelegraph analyst and writer Marcel Pechman explains if there is a housing crisis underway and why crypto investors should be paying attention.

An analysis of the rising inflation and concurrent collapse of Silicon Valley Bank proved that more than 186 banks in the U.S. are at risk of a similar shutdown if depositors decide to withdraw all funds.

BTC margin and options markets show no signs of discomfort or overconfidence despite 28% gains in two days.

"Ultimately, the cryptocurrency may be liquidated if the collateral value falls below a certain threshold, such as 35% of the property value,” said the report.

Weiss analysts are wary of the usage of volatile crypto assets as collateral for long-term property loans.

Cryptocurrency investors now have more options for purchasing property without having to sell their digital assets outright.